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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,784 | $100,073+323.5% | $85,126+397.8% | $145,877+190.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.75% | 84.11%-69.4pp | 66.63%-51.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $3,402 | $3,236+5.1% | $2,731+24.6% | $4,663-27.0% |
| Participant deferral / active EE | $8,804 | $5,294+66.3% | $4,523+94.6% | $6,691+31.6% |
| Admin fee / account holder | $5,808 | $7,261-20.0% | $6,160-5.7% | $13,402-56.7% |