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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,784 | $99,921+324.1% | $85,009+398.5% | $145,959+190.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.75% | 83.89%-69.1pp | 66.47%-51.7pp | 561.95%-547.2pp |
| Employer contribution / active EE | $3,402 | $3,233+5.2% | $2,728+24.7% | $4,661-27.0% |
| Participant deferral / active EE | $8,804 | $5,293+66.3% | $4,522+94.7% | $6,689+31.6% |
| Admin fee / account holder | $5,808 | $7,252-19.9% | $6,153-5.6% | $13,398-56.7% |