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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $29,437 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,393 | $73,532+110.0% | $178,505-13.5% | $74,478+107.3% |
| Participation rate | 67.3% | 66.6%+0.7pp | 77.1%-9.8pp | 67.2%+0.1pp |
| Annual return | -28.23% | 17.49%-45.7pp | 27.16%-55.4pp | 1370.56%-1398.8pp |
| Employer contribution / active EE | $1,865 | $2,221-16.0% | $3,955-52.8% | $2,626-29.0% |
| Participant deferral / active EE | $7,468 | $4,519+65.3% | $6,280+18.9% | $4,350+71.7% |
| Admin fee / account holder | $278 | $1,813-84.7% | $10,428-97.3% | $1,946-85.7% |