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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,969 | $71,230-31.3% | $93,727-47.8% | $80,959-39.5% |
| Participation rate | 83.7% | 60.4%+23.3pp | 68.7%+15.0pp | 67.7%+16.0pp |
| Annual return | 11.80% | 11.26%+0.5pp | 133.83%-122.0pp | 35.67%-23.9pp |
| Employer contribution / active EE | $2,468 | $1,565+57.7% | $2,421+1.9% | $2,757-10.5% |
| Participant deferral / active EE | $3,353 | $4,037-17.0% | $4,417-24.1% | $4,300-22.0% |
| Admin fee / account holder | $8,026 | $6,961+15.3% | $8,292-3.2% | $6,925+15.9% |