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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,384 | $102,429+216.7% | $147,096+120.5% | $80,925+300.8% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 20.83% | 135.02%-114.2pp | 419.75%-398.9pp | 35.65%-14.8pp |
| Employer contribution / active EE | $6,626 | $3,716+78.3% | $4,936+34.2% | $2,756+140.4% |
| Participant deferral / active EE | $7,508 | $6,649+12.9% | $8,071-7.0% | $4,299+74.7% |
| Admin fee / account holder | $4,732 | $7,957-40.5% | $13,005-63.6% | $6,940-31.8% |