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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,664 | $111,814+27.6% | $103,374+38.0% | $145,959-2.3% |
| Participation rate | 47.8% | 77.9%-30.1pp | 74.5%-26.7pp | 80.3%-32.5pp |
| Annual return | 17.07% | 24.77%-7.7pp | 24.89%-7.8pp | 561.95%-544.9pp |
| Employer contribution / active EE | $2,399 | $4,214-43.1% | $3,869-38.0% | $4,661-48.5% |
| Participant deferral / active EE | $5,552 | $5,618-1.2% | $5,058+9.8% | $6,689-17.0% |
| Admin fee / account holder | $15 | $9,754-99.8% | $8,394-99.8% | $13,398-99.9% |