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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,664 | $110,379+29.2% | $102,412+39.3% | $145,884-2.2% |
| Participation rate | 47.8% | 77.9%-30.1pp | 74.5%-26.7pp | 80.3%-32.5pp |
| Annual return | 17.07% | 24.84%-7.8pp | 24.94%-7.9pp | 551.85%-534.8pp |
| Employer contribution / active EE | $2,399 | $4,216-43.1% | $3,870-38.0% | $4,662-48.5% |
| Participant deferral / active EE | $5,552 | $5,622-1.2% | $5,060+9.7% | $6,690-17.0% |
| Admin fee / account holder | $15 | $9,745-99.8% | $8,388-99.8% | $13,392-99.9% |