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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,784 | $166,268+68.9% | $165,100+70.1% | $145,897+92.5% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 9.22% | 100.52%-91.3pp | 70.21%-61.0pp | 552.29%-543.1pp |
| Employer contribution / active EE | $4,203 | $5,284-20.5% | $4,348-3.3% | $4,663-9.9% |
| Participant deferral / active EE | $9,297 | $6,964+33.5% | $6,035+54.0% | $6,689+39.0% |
| Admin fee / account holder | $19,100 | $16,659+14.7% | $12,696+50.5% | $13,390+42.6% |