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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,319 | $199,109+57.4% | $173,730+80.3% | $154,746+102.5% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.6%+3.8pp | 80.7%+2.6pp |
| Annual return | 13.31% | 20.02%-6.7pp | 19.96%-6.6pp | 172.34%-159.0pp |
| Employer contribution / active EE | $3,894 | $5,311-26.7% | $4,577-14.9% | $4,379-11.1% |
| Participant deferral / active EE | $9,673 | $7,113+36.0% | $6,326+52.9% | $6,730+43.7% |
| Admin fee / account holder | $6,415 | $20,916-69.3% | $17,523-63.4% | $14,365-55.3% |