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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,319 | $178,174+75.8% | $156,181+100.6% | $137,256+128.3% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 13.31% | 84.19%-70.9pp | 64.87%-51.6pp | 220.34%-207.0pp |
| Employer contribution / active EE | $3,894 | $4,972-21.7% | $4,294-9.3% | $4,156-6.3% |
| Participant deferral / active EE | $9,673 | $6,888+40.4% | $6,132+57.7% | $6,407+51.0% |
| Admin fee / account holder | $6,415 | $17,404-63.1% | $14,586-56.0% | $12,270-47.7% |