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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,535 | $124,425-16.0% | $112,040-6.7% | $137,256-23.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 4.65% | 24.72%-20.1pp | 24.52%-19.9pp | 220.34%-215.7pp |
| Employer contribution / active EE | $1,380 | $3,411-59.5% | $2,954-53.3% | $4,156-66.8% |
| Participant deferral / active EE | $4,600 | $5,718-19.6% | $5,098-9.8% | $6,407-28.2% |
| Admin fee / account holder | $25,829 | $15,207+69.9% | $12,098+113.5% | $12,270+110.5% |