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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISORS Service code 27 · EIN 36-3258176 | Advisory (Plan) | $171,416 |
NEWPORT GROUP, INC.10+ years Service code 15 · EIN 27-2037969 | Recordkeeping | $61,263 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,509 | $90,107+87.0% | $182,262-7.5% | $69,733+141.7% |
| Participation rate | 100.0% | 64.8%+35.2pp | 84.2%+15.8pp | 62.5%+37.5pp |
| Annual return | 8.73% | 95.58%-86.8pp | 140.60%-131.9pp | 15.22%-6.5pp |
| Employer contribution / active EE | $8,610 | $3,043+183.0% | $5,046+70.6% | $2,250+282.6% |
| Participant deferral / active EE | $5,066 | $5,135-1.3% | $8,276-38.8% | $3,054+65.9% |
| Admin fee / account holder | $1,861 | $3,377-44.9% | $16,712-88.9% | $3,102-40.0% |