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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISORS Service code 27 · EIN 36-3258176 | Advisory (Plan) | $171,416 |
NEWPORT GROUP, INC.10+ years Service code 15 · EIN 27-2037969 | Recordkeeping | $61,263 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,509 | $88,360+90.7% | $145,433+15.9% | $67,986+147.9% |
| Participation rate | 100.0% | 65.5%+34.5pp | 82.1%+17.9pp | 57.2%+42.8pp |
| Annual return | 8.73% | 63.15%-54.4pp | 66.58%-57.8pp | 31.67%-22.9pp |
| Employer contribution / active EE | $8,610 | $3,054+181.9% | $4,554+89.0% | $2,019+326.5% |
| Participant deferral / active EE | $5,066 | $5,932-14.6% | $7,897-35.8% | $3,358+50.9% |
| Admin fee / account holder | $1,861 | $3,313-43.8% | $13,129-85.8% | $3,203-41.9% |