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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,825 | $86,919-77.2% | $102,457-80.7% | $80,911-75.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 20.31% | 18.90%+1.4pp | 29.41%-9.1pp | 35.63%-15.3pp |
| Employer contribution / active EE | $0 | $2,368-100.0% | $3,022-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,615 | $4,119-36.5% | $5,054-48.3% | $4,297-39.2% |
| Admin fee / account holder | $6,444 | $8,049-19.9% | $9,451-31.8% | $6,935-7.1% |