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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,014 | $166,268-57.9% | $165,100-57.6% | $145,897-52.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.32% | 100.52%-88.2pp | 70.21%-57.9pp | 552.29%-540.0pp |
| Employer contribution / active EE | $2,927 | $5,284-44.6% | $4,348-32.7% | $4,663-37.2% |
| Participant deferral / active EE | $7,347 | $6,964+5.5% | $6,035+21.7% | $6,689+9.8% |
| Admin fee / account holder | $7,808 | $16,659-53.1% | $12,696-38.5% | $13,390-41.7% |