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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,689 | $25,014+574.4% | $69,632+142.3% | $80,959+108.4% |
| Participation rate | 68.6% | 64.2%+4.4pp | 66.4%+2.1pp | 67.7%+0.9pp |
| Annual return | 16.03% | 19.08%-3.1pp | 101.32%-85.3pp | 35.67%-19.6pp |
| Employer contribution / active EE | $1,847 | $991+86.3% | $1,708+8.1% | $2,757-33.0% |
| Participant deferral / active EE | $3,990 | $1,840+116.9% | $2,889+38.1% | $4,300-7.2% |
| Admin fee / account holder | $18,222 | $2,491+631.6% | $4,695+288.1% | $6,925+163.1% |