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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,013 | $81,457+224.1% | $103,378+155.4% | $80,911+226.3% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 17.63% | 25.58%-7.9pp | 24.91%-7.3pp | 35.63%-18.0pp |
| Employer contribution / active EE | $2,028 | $3,107-34.7% | $3,870-47.6% | $2,756-26.4% |
| Participant deferral / active EE | $6,163 | $3,871+59.2% | $5,058+21.8% | $4,297+43.4% |
| Admin fee / account holder | $3,197 | $6,717-52.4% | $8,401-61.9% | $6,935-53.9% |