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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,013 | $81,504+223.9% | $102,437+157.7% | $80,959+226.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 17.63% | 25.60%-8.0pp | 24.95%-7.3pp | 35.67%-18.0pp |
| Employer contribution / active EE | $2,028 | $3,104-34.7% | $3,871-47.6% | $2,757-26.4% |
| Participant deferral / active EE | $6,163 | $3,871+59.2% | $5,060+21.8% | $4,300+43.3% |
| Admin fee / account holder | $3,197 | $6,719-52.4% | $8,388-61.9% | $6,925-53.8% |