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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,500 | $101,950-16.1% | $125,529-31.9% | $86,983-1.7% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 69.5%+30.5pp |
| Annual return | 6.59% | 18.29%-11.7pp | 202.56%-196.0pp | 25.83%-19.2pp |
| Employer contribution / active EE | $9,420 | $2,358+299.5% | $3,058+208.1% | $2,584+264.5% |
| Participant deferral / active EE | $5,217 | $3,862+35.1% | $4,813+8.4% | $4,194+24.4% |
| Admin fee / account holder | $4,083 | $12,791-68.1% | $16,298-74.9% | $7,856-48.0% |