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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,500 | $97,648-12.4% | $121,663-29.7% | $87,485-2.3% |
| Participation rate | 100.0% | 70.5%+29.5pp | 74.5%+25.5pp | 68.9%+31.1pp |
| Annual return | 6.59% | 18.03%-11.4pp | 147.54%-141.0pp | 26.06%-19.5pp |
| Employer contribution / active EE | $9,420 | $2,300+309.5% | $3,020+211.9% | $2,596+262.8% |
| Participant deferral / active EE | $5,217 | $3,923+33.0% | $4,887+6.8% | $4,274+22.1% |
| Admin fee / account holder | $4,083 | $11,100-63.2% | $14,289-71.4% | $7,775-47.5% |