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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,649 | $111,535+121.1% | $105,223+134.4% | $137,256+79.7% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 8.13% | 237.85%-229.7pp | 180.65%-172.5pp | 220.34%-212.2pp |
| Employer contribution / active EE | $1,877 | $3,939-52.4% | $3,689-49.1% | $4,156-54.8% |
| Participant deferral / active EE | $3,123 | $5,500-43.2% | $5,072-38.4% | $6,407-51.3% |
| Admin fee / account holder | $20,855 | $9,721+114.5% | $8,859+135.4% | $12,270+70.0% |