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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $627,264 | $213,785+193.4% | $185,441+238.3% | $155,188+304.2% |
| Participation rate | 75.0% | 83.2%-8.2pp | 80.3%-5.3pp | 80.8%-5.8pp |
| Annual return | 14.99% | 19.97%-5.0pp | 20.16%-5.2pp | 148.84%-133.9pp |
| Employer contribution / active EE | $15,667 | $5,393+190.5% | $4,672+235.3% | $4,248+268.8% |
| Participant deferral / active EE | $3,944 | $6,864-42.5% | $6,152-35.9% | $6,531-39.6% |
| Admin fee / account holder | $2,435 | $21,134-88.5% | $17,890-86.4% | $14,480-83.2% |