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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,567 | $80,705-28.7% | $115,768-50.3% | $67,986-15.3% |
| Participation rate | 61.7% | 63.0%-1.2pp | 74.4%-12.7pp | 57.2%+4.5pp |
| Annual return | 13.26% | 18.49%-5.2pp | 100.46%-87.2pp | 31.67%-18.4pp |
| Employer contribution / active EE | $1,066 | $2,046-47.9% | $2,940-63.7% | $2,019-47.2% |
| Participant deferral / active EE | $2,622 | $3,559-26.3% | $4,917-46.7% | $3,358-21.9% |
| Admin fee / account holder | $17,155 | $4,135+314.9% | $12,439+37.9% | $3,203+435.6% |