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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,621 | $107,421+444.2% | $182,262+220.8% | $94,015+521.8% |
| Participation rate | 96.0% | 77.8%+18.2pp | 84.2%+11.8pp | 70.8%+25.2pp |
| Annual return | 17.02% | 21.32%-4.3pp | 140.60%-123.6pp | 17.84%-0.8pp |
| Employer contribution / active EE | $7,220 | $3,448+109.4% | $5,046+43.1% | $2,790+158.8% |
| Participant deferral / active EE | $9,998 | $6,558+52.5% | $8,276+20.8% | $4,249+135.3% |
| Admin fee / account holder | $60,010 | $8,692+590.4% | $16,712+259.1% | $8,951+570.4% |