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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,754 | $103,164-26.6% | $90,259-16.1% | $154,746-51.0% |
| Participation rate | 57.1% | 76.1%-18.9pp | 70.7%-13.6pp | 80.7%-23.6pp |
| Annual return | 7.43% | 19.25%-11.8pp | 18.88%-11.4pp | 172.34%-164.9pp |
| Employer contribution / active EE | $460 | $2,532-81.8% | $2,291-79.9% | $4,379-89.5% |
| Participant deferral / active EE | $2,298 | $4,422-48.0% | $3,827-39.9% | $6,730-65.9% |
| Admin fee / account holder | $23,393 | $8,593+172.2% | $7,267+221.9% | $14,365+62.8% |