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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,994 | $100,262-17.2% | $81,370+2.0% | $145,897-43.1% |
| Participation rate | 72.2% | 74.3%-2.1pp | 69.5%+2.7pp | 80.3%-8.1pp |
| Annual return | 7.98% | 34.52%-26.5pp | 24.85%-16.9pp | 552.29%-544.3pp |
| Employer contribution / active EE | $575 | $2,979-80.7% | $2,464-76.7% | $4,663-87.7% |
| Participant deferral / active EE | $2,589 | $4,612-43.9% | $3,885-33.4% | $6,689-61.3% |
| Admin fee / account holder | $3,363 | $8,163-58.8% | $5,749-41.5% | $13,390-74.9% |