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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,659 | $86,949-9.5% | $102,460-23.2% | $80,959-2.8% |
| Participation rate | 83.3% | 72.4%+10.9pp | 76.5%+6.8pp | 67.7%+15.7pp |
| Annual return | 11.33% | 18.89%-7.6pp | 29.47%-18.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $3,113 | $2,370+31.4% | $3,025+2.9% | $2,757+12.9% |
| Participant deferral / active EE | $4,203 | $4,121+2.0% | $5,056-16.9% | $4,300-2.3% |
| Admin fee / account holder | $4,048 | $8,048-49.7% | $9,460-57.2% | $6,925-41.6% |