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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,863 | $254,759+10.6% | $216,567+30.2% | $198,609+41.9% |
| Participation rate | 91.7% | 84.5%+7.1pp | 81.6%+10.0pp | 82.4%+9.3pp |
| Annual return | 0.26% | 10.04%-9.8pp | 12.94%-12.7pp | 202.70%-202.4pp |
| Employer contribution / active EE | $5,062 | $6,096-17.0% | $5,216-3.0% | $5,055+0.1% |
| Participant deferral / active EE | $12,971 | $6,948+86.7% | $6,191+109.5% | $6,977+85.9% |
| Admin fee / account holder | $308,985 | $26,311+1074.3% | $21,981+1305.7% | $19,030+1523.6% |