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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,863 | $178,174+58.2% | $156,181+80.5% | $137,256+105.4% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.8%+12.8pp | 80.0%+11.7pp |
| Annual return | 0.26% | 84.19%-83.9pp | 64.87%-64.6pp | 220.34%-220.1pp |
| Employer contribution / active EE | $5,062 | $4,972+1.8% | $4,294+17.9% | $4,156+21.8% |
| Participant deferral / active EE | $12,971 | $6,888+88.3% | $6,132+111.5% | $6,407+102.5% |
| Admin fee / account holder | $308,985 | $17,404+1675.4% | $14,586+2018.4% | $12,270+2418.2% |