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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,863 | $199,109+41.6% | $173,730+62.2% | $154,746+82.1% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 0.26% | 20.02%-19.8pp | 19.96%-19.7pp | 172.34%-172.1pp |
| Employer contribution / active EE | $5,062 | $5,311-4.7% | $4,577+10.6% | $4,379+15.6% |
| Participant deferral / active EE | $12,971 | $7,113+82.4% | $6,326+105.0% | $6,730+92.7% |
| Admin fee / account holder | $308,985 | $20,916+1377.3% | $17,523+1663.3% | $14,365+2050.9% |