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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,925 | $104,098-5.0% | $140,514-29.6% | $94,015+5.2% |
| Participation rate | 78.7% | 73.7%+5.0pp | 77.8%+0.9pp | 70.8%+7.9pp |
| Annual return | 14.87% | 15.14%-0.3pp | 14.36%+0.5pp | 17.84%-3.0pp |
| Employer contribution / active EE | $409 | $2,388-82.9% | $3,378-87.9% | $2,790-85.3% |
| Participant deferral / active EE | $3,663 | $4,033-9.2% | $4,919-25.5% | $4,249-13.8% |
| Admin fee / account holder | $1,820 | $10,439-82.6% | $13,697-86.7% | $8,951-79.7% |