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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,925 | $97,550+1.4% | $120,344-17.8% | $87,485+13.1% |
| Participation rate | 78.7% | 72.8%+5.9pp | 76.7%+2.0pp | 68.9%+9.8pp |
| Annual return | 14.87% | 18.41%-3.5pp | 20.30%-5.4pp | 26.06%-11.2pp |
| Employer contribution / active EE | $409 | $2,291-82.1% | $3,020-86.5% | $2,596-84.2% |
| Participant deferral / active EE | $3,663 | $4,230-13.4% | $5,135-28.7% | $4,274-14.3% |
| Admin fee / account holder | $1,820 | $9,543-80.9% | $12,742-85.7% | $7,775-76.6% |