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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,925 | $95,453+3.6% | $112,040-11.7% | $82,448+20.0% |
| Participation rate | 78.7% | 72.8%+5.9pp | 76.5%+2.2pp | 68.1%+10.6pp |
| Annual return | 14.87% | 23.92%-9.0pp | 24.52%-9.6pp | 41.64%-26.8pp |
| Employer contribution / active EE | $409 | $2,318-82.3% | $2,954-86.1% | $2,551-84.0% |
| Participant deferral / active EE | $3,663 | $4,224-13.3% | $5,098-28.1% | $4,139-11.5% |
| Admin fee / account holder | $1,820 | $9,013-79.8% | $12,098-85.0% | $7,234-74.8% |