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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,086 | $117,829+59.6% | $102,423+83.6% | $145,877+28.9% |
| Participation rate | 72.7% | 78.6%-5.9pp | 76.5%-3.8pp | 80.3%-7.6pp |
| Annual return | 15.22% | 31.83%-16.6pp | 29.42%-14.2pp | 551.28%-536.1pp |
| Employer contribution / active EE | $502 | $3,615-86.1% | $3,023-83.4% | $4,663-89.2% |
| Participant deferral / active EE | $2,401 | $5,732-58.1% | $5,054-52.5% | $6,691-64.1% |
| Admin fee / account holder | $14,564 | $13,335+9.2% | $9,455+54.0% | $13,402+8.7% |