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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,489 | $201,259+41.9% | $184,200+55.0% | $145,959+95.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.32% | 28.98%-20.7pp | 28.80%-20.5pp | 561.95%-553.6pp |
| Employer contribution / active EE | $3,573 | $7,018-49.1% | $6,424-44.4% | $4,661-23.3% |
| Participant deferral / active EE | $7,478 | $9,806-23.7% | $9,132-18.1% | $6,689+11.8% |
| Admin fee / account holder | $6,875 | $16,372-58.0% | $13,907-50.6% | $13,398-48.7% |