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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,760 | $117,846+151.0% | $102,434+188.7% | $145,884+102.7% |
| Participation rate | 93.3% | 78.6%+14.7pp | 76.5%+16.8pp | 80.3%+13.0pp |
| Annual return | 11.49% | 31.90%-20.4pp | 29.46%-18.0pp | 551.85%-540.4pp |
| Employer contribution / active EE | $17,163 | $3,615+374.8% | $3,023+467.7% | $4,662+268.1% |
| Participant deferral / active EE | $7,628 | $5,733+33.1% | $5,055+50.9% | $6,690+14.0% |
| Admin fee / account holder | $13,966 | $13,356+4.6% | $9,462+47.6% | $13,392+4.3% |