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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,531 | $95,404-55.4% | $113,397-62.5% | $82,637-48.5% |
| Participation rate | 88.5% | 72.8%+15.6pp | 76.5%+12.0pp | 68.1%+20.4pp |
| Annual return | 16.52% | 19.08%-2.6pp | 23.20%-6.7pp | 53.51%-37.0pp |
| Employer contribution / active EE | $2,174 | $2,307-5.7% | $2,977-27.0% | $2,552-14.8% |
| Participant deferral / active EE | $1,634 | $4,220-61.3% | $5,076-67.8% | $4,126-60.4% |
| Admin fee / account holder | $5,201 | $9,168-43.3% | $11,957-56.5% | $7,339-29.1% |