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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,531 | $95,453-55.4% | $112,040-62.0% | $82,448-48.4% |
| Participation rate | 88.5% | 72.8%+15.7pp | 76.5%+12.0pp | 68.1%+20.4pp |
| Annual return | 16.52% | 23.92%-7.4pp | 24.52%-8.0pp | 41.64%-25.1pp |
| Employer contribution / active EE | $2,174 | $2,318-6.2% | $2,954-26.4% | $2,551-14.8% |
| Participant deferral / active EE | $1,634 | $4,224-61.3% | $5,098-68.0% | $4,139-60.5% |
| Admin fee / account holder | $5,201 | $9,013-42.3% | $12,098-57.0% | $7,234-28.1% |