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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,234 | $86,938-56.0% | $102,423-62.7% | $80,925-52.8% |
| Participation rate | 88.0% | 72.4%+15.6pp | 76.5%+11.5pp | 67.7%+20.3pp |
| Annual return | 6.76% | 18.89%-12.1pp | 29.42%-22.7pp | 35.65%-28.9pp |
| Employer contribution / active EE | $1,909 | $2,369-19.4% | $3,023-36.9% | $2,756-30.8% |
| Participant deferral / active EE | $1,982 | $4,120-51.9% | $5,054-60.8% | $4,299-53.9% |
| Admin fee / account holder | $13,690 | $8,053+70.0% | $9,455+44.8% | $6,940+97.3% |