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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $30,595 |
OSAIC WEALTH INC1 year Filed as: OSAIC WEALTH, INC. Service code 26 · EIN 93-0987232 | Advisory (Participants) | $22,405 |
WOODBURY FINANCIAL SERVICES5 years Filed as: WOODBURY FINANCIAL SVCS INC. Service code 26 · EIN 41-0944586 | Advisory (Participants) | $6,518 |
Filed as: WILSHIRE ASSOCIATES INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $890 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,135 | $45,126-53.2% | $85,187-75.2% | $74,459-71.6% |
| Participation rate | 97.5% | 49.4%+48.2pp | 67.5%+30.0pp | 67.2%+30.3pp |
| Annual return | 13.05% | 26.30%-13.3pp | 66.67%-53.6pp | 1369.70%-1356.7pp |
| Employer contribution / active EE | $505 | $1,460-65.4% | $2,732-81.5% | $2,626-80.8% |
| Participant deferral / active EE | $3,301 | $2,738+20.5% | $4,525-27.0% | $4,350-24.1% |
| Admin fee / account holder | $335 | $2,212-84.9% | $6,162-94.6% | $1,945-82.8% |