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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $30,595 |
OSAIC WEALTH INC1 year Filed as: OSAIC WEALTH, INC. Service code 26 · EIN 93-0987232 | Advisory (Participants) | $22,405 |
WOODBURY FINANCIAL SERVICES5 years Filed as: WOODBURY FINANCIAL SVCS INC. Service code 26 · EIN 41-0944586 | Advisory (Participants) | $6,518 |
Filed as: WILSHIRE ASSOCIATES INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $890 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,135 | $45,043-53.1% | $85,063-75.2% | $74,400-71.6% |
| Participation rate | 97.5% | 49.4%+48.2pp | 67.5%+30.0pp | 67.2%+30.3pp |
| Annual return | 13.05% | 26.26%-13.2pp | 66.54%-53.5pp | 1367.51%-1354.5pp |
| Employer contribution / active EE | $505 | $1,458-65.3% | $2,727-81.5% | $2,624-80.8% |
| Participant deferral / active EE | $3,301 | $2,733+20.8% | $4,523-27.0% | $4,348-24.1% |
| Admin fee / account holder | $335 | $2,210-84.8% | $6,155-94.6% | $1,944-82.8% |