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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,998 | $196,972-62.4% | $182,262-59.4% | $198,609-62.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.67% | 158.27%-142.6pp | 140.60%-124.9pp | 202.70%-187.0pp |
| Employer contribution / active EE | $709 | $5,364-86.8% | $5,046-86.0% | $5,055-86.0% |
| Participant deferral / active EE | $18,565 | $8,643+114.8% | $8,276+124.3% | $6,977+166.1% |
| Admin fee / account holder | $71,614 | $18,429+288.6% | $16,712+328.5% | $19,030+276.3% |