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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,998 | $162,136-54.4% | $152,301-51.4% | $154,746-52.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.67% | 91.02%-75.3pp | 80.50%-64.8pp | 172.34%-156.7pp |
| Employer contribution / active EE | $709 | $4,890-85.5% | $4,624-84.7% | $4,379-83.8% |
| Participant deferral / active EE | $18,565 | $8,341+122.6% | $8,004+131.9% | $6,730+175.8% |
| Admin fee / account holder | $71,614 | $15,759+354.4% | $14,398+397.4% | $14,365+398.5% |