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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,998 | $154,228-52.0% | $145,433-49.1% | $137,256-46.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.67% | 74.59%-58.9pp | 66.58%-50.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $709 | $4,804-85.2% | $4,554-84.4% | $4,156-82.9% |
| Participant deferral / active EE | $18,565 | $8,216+125.9% | $7,897+135.1% | $6,407+189.8% |
| Admin fee / account holder | $71,614 | $14,344+399.3% | $13,129+445.5% | $12,270+483.6% |