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| Provider | Service type | Compensation |
|---|---|---|
CURI WEALTH MANAGEMENT LLC2 years Filed as: CURI RMB CAPITAL LLC Service code 26 · EIN 59-3792751 | Advisory (Participants) | $247,962 |
CREATIVE PLANNING LLC4 years Service code 26 · EIN 43-1270780 | Advisory (Participants) | $68,972 |
CAPITAL MGMT SERVICES INC5 years Service code 26 · EIN 43-1410129 | Advisory (Participants) | $35,691 |
FISHER INVESTMENTS3 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $28,118 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; S... | $25,328 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $22,409 |
Service code 26 · EIN 81-0698246 | Advisory (Participants) | $21,387 |
TANGLEWOOD TOTAL WEALTH6 years Service code 26 · EIN 76-0624770 | Advisory (Participants) | $17,303 |
Service code 26 · EIN 38-2340348 | Advisory (Participants) | $16,231 |
Service code 26 · EIN 76-0661984 | Advisory (Participants) | $15,471 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,330 | $122,219+205.5% | $147,096+153.8% | $199,921+86.7% |
| Participation rate | 97.4% | 78.3%+19.1pp | 82.2%+15.2pp | 72.0%+25.4pp |
| Annual return | 13.63% | 30.59%-17.0pp | 419.75%-406.1pp | 34.28%-20.7pp |
| Employer contribution / active EE | $9,980 | $4,096+143.6% | $4,936+102.2% | $3,035+228.8% |
| Participant deferral / active EE | $16,275 | $8,503+91.4% | $8,071+101.6% | $5,089+219.8% |
| Admin fee / account holder | $158 | $179-11.6% | $13,005-98.8% | $269-41.2% |