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| Provider | Service type | Compensation |
|---|---|---|
Service code 28 · EIN 39-1849892 | Investment Management | $75,486 |
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 62-0951563 | Recordkeeping | $9,784 |
ASCENSUS LLC2 years Filed as: MAP RETIREMENT USA LLC Service code 15 · EIN 86-3678481 | Recordkeeping | $1,400 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,575 | $55,437+222.1% | $155,534+14.8% | $74,459+139.8% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.77% | 269.58%-256.8pp | 64.92%-52.1pp | 1369.70%-1356.9pp |
| Employer contribution / active EE | $12,989 | $2,266+473.2% | $4,675+177.9% | $2,626+394.7% |
| Participant deferral / active EE | $8,235 | $2,837+190.2% | $5,630+46.3% | $4,350+89.3% |
| Admin fee / account holder | $606 | $1,742-65.2% | $15,900-96.2% | $1,945-68.8% |