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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $52,353-5.5% | $120,225-58.8% | $82,448-40.0% |
| Participation rate | 98.5% | 58.3%+40.2pp | 69.6%+28.9pp | 68.1%+30.4pp |
| Annual return | 6.28% | 61.85%-55.6pp | 439.23%-433.0pp | 41.64%-35.4pp |
| Employer contribution / active EE | $3,121 | $1,510+106.7% | $3,475-10.2% | $2,551+22.3% |
| Participant deferral / active EE | $3,612 | $2,627+37.5% | $3,999-9.7% | $4,139-12.7% |
| Admin fee / account holder | $3,161 | $4,363-27.6% | $5,696-44.5% | $7,234-56.3% |