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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $56,431-12.3% | $130,788-62.2% | $87,485-43.4% |
| Participation rate | 98.5% | 58.9%+39.5pp | 70.1%+28.4pp | 68.9%+29.6pp |
| Annual return | 6.28% | 91.27%-85.0pp | 386.44%-380.2pp | 26.06%-19.8pp |
| Employer contribution / active EE | $3,121 | $1,549+101.5% | $3,558-12.3% | $2,596+20.2% |
| Participant deferral / active EE | $3,612 | $2,749+31.4% | $4,137-12.7% | $4,274-15.5% |
| Admin fee / account holder | $3,161 | $4,433-28.7% | $6,673-52.6% | $7,775-59.3% |