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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $65,961-25.0% | $180,320-72.6% | $94,015-47.4% |
| Participation rate | 98.5% | 61.3%+37.2pp | 71.5%+26.9pp | 70.8%+27.7pp |
| Annual return | 6.28% | 14.27%-8.0pp | 778.54%-772.3pp | 17.84%-11.6pp |
| Employer contribution / active EE | $3,121 | $1,737+79.6% | $4,108-24.0% | $2,790+11.9% |
| Participant deferral / active EE | $3,612 | $3,003+20.3% | $4,304-16.1% | $4,249-15.0% |
| Admin fee / account holder | $3,161 | $4,901-35.5% | $10,000-68.4% | $8,951-64.7% |