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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,642 | $161,352+127.9% | $134,172+174.0% | $137,256+167.9% |
| Participation rate | 90.9% | 78.3%+12.6pp | 72.5%+18.4pp | 80.0%+10.9pp |
| Annual return | 15.22% | 28.72%-13.5pp | 25.30%-10.1pp | 220.34%-205.1pp |
| Employer contribution / active EE | $9,828 | $4,099+139.8% | $3,420+187.4% | $4,156+136.5% |
| Participant deferral / active EE | $6,662 | $5,552+20.0% | $4,690+42.0% | $6,407+4.0% |
| Admin fee / account holder | $1,937 | $15,028-87.1% | $12,016-83.9% | $12,270-84.2% |