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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,642 | $177,156+107.5% | $147,027+150.1% | $154,746+137.6% |
| Participation rate | 90.9% | 79.4%+11.6pp | 73.7%+17.2pp | 80.7%+10.2pp |
| Annual return | 15.22% | 21.94%-6.7pp | 20.23%-5.0pp | 172.34%-157.1pp |
| Employer contribution / active EE | $9,828 | $4,336+126.6% | $3,626+171.0% | $4,379+124.4% |
| Participant deferral / active EE | $6,662 | $5,797+14.9% | $4,933+35.0% | $6,730-1.0% |
| Admin fee / account holder | $1,937 | $14,904-87.0% | $12,223-84.1% | $14,365-86.5% |