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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,642 | $212,777+72.8% | $173,703+111.6% | $198,609+85.1% |
| Participation rate | 90.9% | 81.1%+9.9pp | 75.9%+15.0pp | 82.4%+8.5pp |
| Annual return | 15.22% | 18.82%-3.6pp | 17.46%-2.2pp | 202.70%-187.5pp |
| Employer contribution / active EE | $9,828 | $5,214+88.5% | $4,288+129.2% | $5,055+94.4% |
| Participant deferral / active EE | $6,662 | $5,697+16.9% | $4,854+37.2% | $6,977-4.5% |
| Admin fee / account holder | $1,937 | $19,536-90.1% | $15,562-87.6% | $19,030-89.8% |