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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,366 | $99,053-28.0% | $88,179-19.1% | $138,895-48.6% |
| Participation rate | 88.9% | 74.2%+14.6pp | 69.1%+19.7pp | 79.9%+9.0pp |
| Annual return | 2.58% | 78.17%-75.6pp | 64.97%-62.4pp | 145.39%-142.8pp |
| Employer contribution / active EE | $545 | $2,882-81.1% | $2,549-78.6% | $4,194-87.0% |
| Participant deferral / active EE | $2,861 | $5,225-45.3% | $4,614-38.0% | $6,396-55.3% |
| Admin fee / account holder | $621 | $8,748-92.9% | $7,673-91.9% | $12,562-95.1% |