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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,006 | $111,535-57.9% | $105,223-55.3% | $137,256-65.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.20% | 237.85%-221.7pp | 180.65%-164.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $5,503 | $3,939+39.7% | $3,689+49.2% | $4,156+32.4% |
| Participant deferral / active EE | $25,564 | $5,500+364.8% | $5,072+404.1% | $6,407+299.0% |
| Admin fee / account holder | $13,078 | $9,721+34.5% | $8,859+47.6% | $12,270+6.6% |