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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,000 | $201,344-70.2% | $184,243-67.4% | $145,877-58.9% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 15.68% | 29.01%-13.3pp | 28.82%-13.1pp | 551.28%-535.6pp |
| Employer contribution / active EE | $2,279 | $7,022-67.6% | $6,427-64.5% | $4,663-51.1% |
| Participant deferral / active EE | $6,613 | $9,807-32.6% | $9,132-27.6% | $6,691-1.2% |
| Admin fee / account holder | $1,601 | $16,382-90.2% | $13,914-88.5% | $13,402-88.1% |