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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,638 | $132,634-85.9% | $115,768-83.9% | $137,256-86.4% |
| Participation rate | 52.2% | 77.9%-25.7pp | 74.4%-22.2pp | 80.0%-27.8pp |
| Annual return | 18.55% | 160.70%-142.2pp | 100.46%-81.9pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,371 | $3,360-59.2% | $2,940-53.4% | $4,156-67.0% |
| Participant deferral / active EE | $2,308 | $5,619-58.9% | $4,917-53.1% | $6,407-64.0% |
| Admin fee / account holder | $4,198 | $15,028-72.1% | $12,439-66.3% | $12,270-65.8% |