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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,689 | $55,902-80.9% | $76,030-85.9% | $80,959-86.8% |
| Participation rate | 88.9% | 62.1%+26.8pp | 69.1%+19.8pp | 67.7%+21.2pp |
| Annual return | 15.02% | 20.59%-5.6pp | 361.54%-346.5pp | 35.67%-20.7pp |
| Employer contribution / active EE | $1,221 | $1,867-34.6% | $2,688-54.6% | $2,757-55.7% |
| Participant deferral / active EE | $1,779 | $3,051-41.7% | $4,257-58.2% | $4,300-58.6% |
| Admin fee / account holder | $453 | $5,239-91.4% | $6,421-92.9% | $6,925-93.5% |