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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,686 | $80,812+3.6% | $160,784-48.0% | $82,448+1.5% |
| Participation rate | 97.1% | 66.2%+30.8pp | 77.0%+20.1pp | 68.1%+29.0pp |
| Annual return | 18.28% | 100.59%-82.3pp | 1803.92%-1785.6pp | 41.64%-23.4pp |
| Employer contribution / active EE | $0 | $2,174-100.0% | $3,733-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $13,436 | $4,335+209.9% | $6,293+113.5% | $4,139+224.6% |
| Admin fee / account holder | $5,876 | $7,695-23.6% | $9,717-39.5% | $7,234-18.8% |