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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,135 | $154,228-90.2% | $145,433-89.6% | $137,256-89.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.46% | 74.59%-51.1pp | 66.58%-43.1pp | 220.34%-196.9pp |
| Employer contribution / active EE | $4,729 | $4,804-1.6% | $4,554+3.8% | $4,156+13.8% |
| Participant deferral / active EE | $12,068 | $8,216+46.9% | $7,897+52.8% | $6,407+88.4% |
| Admin fee / account holder | $2,430 | $14,344-83.1% | $13,129-81.5% | $12,270-80.2% |