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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,601 | $234,190-63.4% | $180,320-52.5% | $198,609-56.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 18.28% | 1057.44%-1039.2pp | 778.54%-760.3pp | 202.70%-184.4pp |
| Employer contribution / active EE | $30,916 | $5,258+488.0% | $4,108+652.7% | $5,055+511.5% |
| Participant deferral / active EE | $69,329 | $4,988+1289.8% | $4,304+1510.7% | $6,977+893.7% |
| Admin fee / account holder | $36,667 | $12,558+192.0% | $10,000+266.7% | $19,030+92.7% |