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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,897 | $211,288-92.0% | $178,540-90.5% | $145,884-88.4% |
| Participation rate | 65.2% | 80.8%-15.6pp | 77.1%-11.9pp | 80.3%-15.1pp |
| Annual return | 14.99% | 30.27%-15.3pp | 27.15%-12.2pp | 551.85%-536.9pp |
| Employer contribution / active EE | $1,101 | $4,574-75.9% | $3,953-72.1% | $4,662-76.4% |
| Participant deferral / active EE | $2,928 | $6,967-58.0% | $6,281-53.4% | $6,690-56.2% |
| Admin fee / account holder | $1,452 | $12,105-88.0% | $10,424-86.1% | $13,392-89.2% |