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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,897 | $210,698-92.0% | $178,014-90.5% | $145,959-88.4% |
| Participation rate | 65.2% | 80.8%-15.5pp | 77.1%-11.9pp | 80.3%-15.1pp |
| Annual return | 14.99% | 386.27%-371.3pp | 294.80%-279.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $1,101 | $4,567-75.9% | $3,950-72.1% | $4,661-76.4% |
| Participant deferral / active EE | $2,928 | $6,958-57.9% | $6,276-53.3% | $6,689-56.2% |
| Admin fee / account holder | $1,452 | $12,016-87.9% | $10,362-86.0% | $13,398-89.2% |