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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,050 | $77,460-50.9% | $100,378-62.1% | $80,925-53.0% |
| Participation rate | 88.6% | 76.9%+11.6pp | 81.5%+7.1pp | 67.7%+20.9pp |
| Annual return | 41.28% | 37.24%+4.0pp | 49.41%-8.1pp | 35.65%+5.6pp |
| Employer contribution / active EE | $7,481 | $2,801+167.1% | $3,942+89.8% | $2,756+171.4% |
| Participant deferral / active EE | $9,596 | $6,818+40.7% | $8,087+18.7% | $4,299+123.2% |
| Admin fee / account holder | $5,396 | $5,887-8.3% | $7,899-31.7% | $6,940-22.2% |