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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,369 | $53,063-16.4% | $124,206-64.3% | $82,637-46.3% |
| Participation rate | 51.2% | 58.4%-7.2pp | 69.6%-18.4pp | 68.1%-16.8pp |
| Annual return | 18.29% | 68.87%-50.6pp | 515.27%-497.0pp | 53.51%-35.2pp |
| Employer contribution / active EE | $1,249 | $1,530-18.4% | $3,540-64.7% | $2,552-51.1% |
| Participant deferral / active EE | $2,716 | $2,644+2.7% | $3,968-31.5% | $4,126-34.2% |
| Admin fee / account holder | $514 | $4,281-88.0% | $5,929-91.3% | $7,339-93.0% |