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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,369 | $56,116-20.9% | $135,768-67.3% | $86,983-49.0% |
| Participation rate | 51.2% | 60.1%-8.9pp | 71.1%-19.9pp | 69.5%-18.3pp |
| Annual return | 18.29% | 125.33%-107.0pp | 526.10%-507.8pp | 25.83%-7.5pp |
| Employer contribution / active EE | $1,249 | $1,528-18.2% | $3,394-63.2% | $2,584-51.7% |
| Participant deferral / active EE | $2,716 | $2,690+1.0% | $3,977-31.7% | $4,194-35.2% |
| Admin fee / account holder | $514 | $4,314-88.1% | $7,048-92.7% | $7,856-93.5% |