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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,642 | $110,379-86.7% | $102,412-85.7% | $145,884-90.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 18.42% | 24.84%-6.4pp | 24.94%-6.5pp | 551.85%-533.4pp |
| Employer contribution / active EE | $5,074 | $4,216+20.4% | $3,870+31.1% | $4,662+8.8% |
| Participant deferral / active EE | $4,112 | $5,622-26.9% | $5,060-18.7% | $6,690-38.5% |
| Admin fee / account holder | $2,035 | $9,745-79.1% | $8,388-75.7% | $13,392-84.8% |