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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $1,320 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,320 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,505 | $118,972-64.3% | $142,942-70.3% | $118,972-64.3% |
| Participation rate | 55.9% | 78.0%-22.1pp | 76.8%-20.9pp | 78.0%-22.1pp |
| Annual return | 26.99% | 15.19%+11.8pp | 113.70%-86.7pp | 15.19%+11.8pp |
| Employer contribution / active EE | $1,584 | $3,776-58.1% | $4,139-61.7% | $3,776-58.1% |
| Participant deferral / active EE | $3,498 | $6,017-41.9% | $7,128-50.9% | $6,017-41.9% |
| Admin fee / account holder | $106 | $127-16.1% | $12,475-99.1% | $127-16.1% |