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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,079 | $138,386-45.0% | $184,260-58.7% | $80,935-6.0% |
| Participation rate | 93.9% | 83.9%+10.0pp | 86.8%+7.1pp | 67.7%+26.3pp |
| Annual return | 14.97% | 20.02%-5.0pp | 28.84%-13.9pp | 35.66%-20.7pp |
| Employer contribution / active EE | $6,792 | $4,851+40.0% | $6,427+5.7% | $2,757+146.4% |
| Participant deferral / active EE | $13,096 | $7,076+85.1% | $9,133+43.4% | $4,299+204.6% |
| Admin fee / account holder | $3,217 | $10,489-69.3% | $13,898-76.9% | $6,924-53.5% |