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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,043 | $111,535-74.0% | $105,223-72.4% | $137,256-78.8% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 23.70% | 237.85%-214.2pp | 180.65%-156.9pp | 220.34%-196.6pp |
| Employer contribution / active EE | $1,777 | $3,939-54.9% | $3,689-51.8% | $4,156-57.2% |
| Participant deferral / active EE | $3,613 | $5,500-34.3% | $5,072-28.8% | $6,407-43.6% |
| Admin fee / account holder | $3,512 | $9,721-63.9% | $8,859-60.4% | $12,270-71.4% |