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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,706 | $63,809-78.5% | $81,353-83.2% | $80,935-83.1% |
| Participation rate | 85.7% | 63.9%+21.8pp | 69.5%+16.2pp | 67.7%+18.1pp |
| Annual return | 14.00% | 16.37%-2.4pp | 24.82%-10.8pp | 35.66%-21.7pp |
| Employer contribution / active EE | $3,630 | $1,981+83.2% | $2,464+47.3% | $2,757+31.7% |
| Participant deferral / active EE | $1,118 | $3,093-63.9% | $3,885-71.2% | $4,299-74.0% |
| Admin fee / account holder | $71 | $5,686-98.7% | $5,766-98.8% | $6,924-99.0% |