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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,929 | $102,382-66.9% | $147,005-76.9% | $80,874-58.0% |
| Participation rate | 60.7% | 75.8%-15.2pp | 82.2%-21.5pp | 67.6%-7.0pp |
| Annual return | 13.20% | 134.89%-121.7pp | 418.76%-405.6pp | 35.62%-22.4pp |
| Employer contribution / active EE | $1,278 | $3,715-65.6% | $4,934-74.1% | $2,756-53.6% |
| Participant deferral / active EE | $2,646 | $6,646-60.2% | $8,070-67.2% | $4,297-38.4% |
| Admin fee / account holder | $5,975 | $7,942-24.8% | $13,006-54.1% | $6,935-13.8% |