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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,929 | $102,422-66.9% | $147,117-76.9% | $80,959-58.1% |
| Participation rate | 60.7% | 75.9%-15.2pp | 82.2%-21.5pp | 67.7%-7.0pp |
| Annual return | 13.20% | 135.16%-122.0pp | 420.54%-407.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,278 | $3,717-65.6% | $4,932-74.1% | $2,757-53.7% |
| Participant deferral / active EE | $2,646 | $6,652-60.2% | $8,065-67.2% | $4,300-38.5% |
| Admin fee / account holder | $5,975 | $7,953-24.9% | $12,993-54.0% | $6,925-13.7% |