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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,422 | $97,648+4.9% | $121,663-15.8% | $87,485+17.1% |
| Participation rate | 63.1% | 70.5%-7.4pp | 74.5%-11.4pp | 68.9%-5.9pp |
| Annual return | 13.14% | 18.03%-4.9pp | 147.54%-134.4pp | 26.06%-12.9pp |
| Employer contribution / active EE | $2,777 | $2,300+20.7% | $3,020-8.0% | $2,596+7.0% |
| Participant deferral / active EE | $4,961 | $3,923+26.4% | $4,887+1.5% | $4,274+16.1% |
| Admin fee / account holder | $13,554 | $11,100+22.1% | $14,289-5.1% | $7,775+74.3% |