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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,422 | $94,031+8.9% | $115,768-11.5% | $82,448+24.2% |
| Participation rate | 63.1% | 70.4%-7.3pp | 74.4%-11.3pp | 68.1%-5.0pp |
| Annual return | 13.14% | 20.61%-7.5pp | 100.46%-87.3pp | 41.64%-28.5pp |
| Employer contribution / active EE | $2,777 | $2,323+19.5% | $2,940-5.5% | $2,551+8.9% |
| Participant deferral / active EE | $4,961 | $3,972+24.9% | $4,917+0.9% | $4,139+19.8% |
| Admin fee / account holder | $13,554 | $10,249+32.2% | $12,439+9.0% | $7,234+87.4% |