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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,491 | $199,109-90.2% | $173,730-88.8% | $154,746-87.4% |
| Participation rate | 95.7% | 82.8%+12.8pp | 79.6%+16.1pp | 80.7%+15.0pp |
| Annual return | 12.37% | 20.02%-7.7pp | 19.96%-7.6pp | 172.34%-160.0pp |
| Employer contribution / active EE | $2,190 | $5,311-58.8% | $4,577-52.1% | $4,379-50.0% |
| Participant deferral / active EE | $4,470 | $7,113-37.2% | $6,326-29.3% | $6,730-33.6% |
| Admin fee / account holder | $3,809 | $20,916-81.8% | $17,523-78.3% | $14,365-73.5% |