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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,491 | $254,759-92.3% | $216,567-91.0% | $198,609-90.2% |
| Participation rate | 95.7% | 84.5%+11.1pp | 81.6%+14.0pp | 82.4%+13.3pp |
| Annual return | 12.37% | 10.04%+2.3pp | 12.94%-0.6pp | 202.70%-190.3pp |
| Employer contribution / active EE | $2,190 | $6,096-64.1% | $5,216-58.0% | $5,055-56.7% |
| Participant deferral / active EE | $4,470 | $6,948-35.7% | $6,191-27.8% | $6,977-35.9% |
| Admin fee / account holder | $3,809 | $26,311-85.5% | $21,981-82.7% | $19,030-80.0% |