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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,491 | $178,174-89.1% | $156,181-87.5% | $137,256-85.8% |
| Participation rate | 95.7% | 82.0%+13.6pp | 78.8%+16.8pp | 80.0%+15.7pp |
| Annual return | 12.37% | 84.19%-71.8pp | 64.87%-52.5pp | 220.34%-208.0pp |
| Employer contribution / active EE | $2,190 | $4,972-55.9% | $4,294-49.0% | $4,156-47.3% |
| Participant deferral / active EE | $4,470 | $6,888-35.1% | $6,132-27.1% | $6,407-30.2% |
| Admin fee / account holder | $3,809 | $17,404-78.1% | $14,586-73.9% | $12,270-69.0% |